the short version: your license to use wimm is apple's standard app store license. wimm shows you your own numbers — it is not financial advice, and you should verify anything important against your bank.
the license
wimm is licensed, not sold, to you. use of the app is governed by apple'slicensed application end user license agreement (standard eula) — including its terms on license scope, external services, warranty, and limitation of liability. by downloading or using wimm you agree to it.
not financial advice
wimm organizes and displays your own spending data. nothing in the app is financial, legal, tax, or investment advice. charts, totals, recaps, merchant names, and subscription detections are produced by best-effort rules that can be wrong or incomplete — your bank's records are the source of truth, and any financial decision is yours.
third-party services you bring
bank connections run through services you choose and configure yourself (plaid, bridge, or simplefin) using your own api keys. those services are governed by their own terms and may charge their own fees. wimm is not a party to your agreements with them and is not responsible for their availability, accuracy, or costs. icloud sync and backup are apple services governed by apple's terms.
your responsibilities
- keep your device, apple account, and the api keys for your connection services secure.
- use the app lawfully and only with accounts and data that are yours to use.
warranty and liability
the app is provided "as is", without warranties of any kind, and liability is limited — both as set out in apple's standard eula linked above. in plain words: we build wimm carefully, but you use it at your own risk, and it may contain mistakes.
changes
we may update these terms as the app evolves; the date above tells you when. continuing to use the app after a change means you accept the updated terms.
contact
questions about these terms: hello@whereismymoneyapp.com.